Terms

The following TERMS OF USE ("Terms of Use') govern the use of this website (the "Site' or the "Site Proprietor" or "we'). If you don't agree to these Terms ofUse, DO NOT access or otherwise use the Website. BY VISTING OR USING THIS Website, YOU ACCEPT AND AGREE TO ALL TERMS OF USE AS APPLIED TO YOUR USE OF THIS Website. We may change TERMS OF USE and at any time without notice to you, by posting such changes on the Website. By using the website you agree to be bound by any such modifications to the Terms of Use.

You may only use the website if you are domiciled in the United States and you are 18 years old or older.

The purpose of the website is to provide consumers with ability to gather comparative life insurance quotations from a national network of insurance agents, brokers and other licensed insurance providers (Providers), based on the information you have given us. Each Provider may have one or more companies with which they will provide you with the best quote. Once you have provided us the needed information, by sufficiently finishing an appropriate online form, we will refer that information to Providers which then may contact you directly if they can offer you a quotation for insurance coverage. From time to time these Providers may look for additional information they may require to receive an accurate quote.

By using the Website, you agree that you will not supply any false or misleading personal information or submit information for individuals other than yourself without that person's written permission.

By submitting your information on the Website, you authorize up to eight insurance agents or other website partners or third party affiliates to contact you using any or all of the contact information you supplied.

We are not an insurer and do not quote policies, issue insurance contracts or bind coverage. We do not endorse or recommend any companies or homeowners' insurance policies and we do not offer life insurance, tax, financial or legal advice. We do not guarantee that any of the life insurance agents, brokers and/or companies to whom we may provide your information will contact you or agree to provide you coverage. We are not responsible in any way, for the conduct of the life insurance agents, brokers or companies to whom we forward your insurance quotation requests. If you need personal advice, explanation of coverage, assessment of needs or specific policy recommendations, consult with a licensed life insurance agent, broker, or other qualified professional.

THERE IS NO COST TO YOU FOR USE OF THE Website. Our fees are paid by the insurance agents to whom we forward your information.

WE MAKE NO WARRANTIES OR REPRESENTATIONS WITH RESPECT TO THE website OR SERVICES YOU RECEIVE FROM US. THE website AND SERVICES ARE ALL PROVIDED "AS IS'. WE SPECIFICALLY DISCLAIM ALL WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF NON-INFRINGEMENT, MERCHANTABILITY, TITLE, QUALITY, FITNESS FOR A PARTICULAR PURPOSE, ETC. WE DO NOT CONTROL OR MONITOR LINKS TO OTHER WEBSITES AND ARE NOT RESPONSIBLE FOR THEIR CONTENT, PRODUCTS OR SERVICES.

WE DISCLAIM LIABLITY FOR ANY LOSSES OR OTHER DAMAGES OF WHATEVER NATURE, HOWEVER ARISING, INCLUDING DIRECT, INDIRECT, CONSEQUENTIAL, PUNITIVE, SPECIAL OR OTHER DAMAGES OF ANY AND EVERY KIND, TO THE FULLEST EXTENT PERMITTED BY LAW. THIS LIABILITY LIMITATION APPLIES TO THIS Website, OUR PARENT COMPANY, EMPLOYEES, OFFICERS, DIRECTORS, AGENTS, SUPPLIERS AND CONTRACTORS. THIS LIABILITY LIMITATION APPLIES TO ANY AND ALL CAUSES OF ACTION WHETHER BASED IN CONTRACT, NEGLIGENCE, TORT, STRICT LIABILITY OR ANY OTHER BASIS. To the degree this liability limitation is prohibited by applicable law, it shall not apply.